Affordable Mental Health Care
We believe quality mental health care should be accessible. We accept most major insurance plans and offer flexible payment options to fit your budget.
Accepted Insurance Plans
We are in-network with many major insurance providers. Contact us to verify your specific coverage.
Aetna
Blue Cross Blue Shield
Cigna
United Healthcare
Humana
Tricare
Medicare
Magellan Health
Optum
Beacon Health
Don't see your insurance listed? Contact us—we may still be able to help.
Payment Options
We offer several ways to make therapy affordable and accessible.
Insurance
We accept most major insurance plans. Our team will verify your benefits and explain your coverage before your first appointment.
Out-of-Network Benefits
If we are not in-network with your insurance, we can provide you with a superbill to submit for out-of-network reimbursement.
Sliding Scale
We offer sliding scale fees based on income for those who qualify. Please inquire about availability during your initial call.
Self-Pay
For those paying out of pocket, we accept all major credit cards, HSA/FSA cards, and offer competitive self-pay rates.
Understanding Your Insurance Coverage
Navigating insurance can be confusing. Here are some tips for understanding your mental health benefits.
Questions to Ask Your Insurance Provider:
- Do I have mental health/behavioral health benefits?
- What is my deductible for mental health services?
- What is my copay or coinsurance for outpatient mental health?
- How many sessions are covered per year?
- Do I need a referral from my primary care physician?
Frequently Asked Questions
Find answers to common questions about insurance and payment.
How do I know if my insurance covers therapy?
Contact your insurance provider and ask about your mental health benefits. Key questions to ask include: Do I have mental health coverage? What is my deductible for mental health services? What is my copay or coinsurance for outpatient mental health? Do I need a referral from my primary care physician? You can also contact our office, and we'll be happy to help verify your benefits.
What is a copay vs. coinsurance?
A copay is a fixed amount you pay for each session (e.g., $30 per visit). Coinsurance is a percentage of the allowed amount (e.g., 20% of the session cost). Your insurance plan will specify which applies to your mental health benefits.
What is a deductible?
A deductible is the amount you must pay out-of-pocket before your insurance begins to cover services. For example, if your deductible is $500, you'll pay the full session cost until you've spent $500, after which your insurance will start paying according to your plan.
Do you offer payment plans?
We understand that therapy is an investment in your well-being. We can work with you to create a payment plan that fits your budget. Please discuss this with our office staff when scheduling your appointment.
What if I don't have insurance?
We offer self-pay rates and sliding scale fees based on income. We believe everyone deserves access to quality mental health care, and we're committed to working with you to make therapy affordable.
Can I use my HSA or FSA?
Yes! Mental health services typically qualify as eligible expenses for Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use your HSA/FSA card to pay for sessions.
Need Help with Insurance?
Our team is happy to help verify your insurance benefits and explain your coverage options. Contact us today—we're here to help make therapy accessible for you.
Ready to Get Started?
Don't let insurance concerns hold you back. We'll work with you to find a solution.